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Alan Anjozian, Esq. 35+ Years
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Find out how to handle a motorcycle accident. Every step can be the difference between paying and getting paid.
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Money was my biggest worry because my bike was ruined and I had no clue what to do. i really thought getting legal help would put me in debt but their zero fee promise is totally real. They handled everything without me leaving my couch during those first weeks which was a massive blessing to me. It is wild how fast they got the insurance guys to stop playing games and actually pay up. 💯
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Motorcycle News & Insights Stay informed with updates, safety tips, and legal insights for motorcycle riders. From accident prevention to understanding your rights, our team shares the knowledge you need on and off the road.
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Frequently Asked Questions
Yes! It is always in your best interests to call the police and ask someone to come out and file a report. This provides a useful baseline of facts, which can be invaluable to you when you file with the insurance company or ultimately wind up in court. Don’t ever let the other driver talk you out of calling the police.
When the police officer arrives on the scene, he or she will collect statements from each person involved with the accident, as well as any witnesses. It’s important to just stick with the facts rather than throwing blame at the other driver; keep your statements short and sweet, and above all be truthful! With that said, avoid admitting fault or apologizing, even if you do think you were at fault. Just let the officer make that determination. The officer will also take some photos, sketch the scene, and let you know when you will receive your copy of the report (typically a week or two).
You don’t ever want to apologize or admit fault to the other driver, but you should be willing to provide some basic contact information. In particular, give the other driver:
- Your name
- Your home phone number (or cell number)
- Your home address
- Your driver’s license number
- Your license plate number
- Your insurance policy number
Also make sure you collect this information from the other driver.
You should always seek a medical evaluation following your motorcycle accident, even if you feel like you don’t actually need care. If you only have scrapes and bruises, we’d still recommend going to the emergency room, urgent care facility, or your primary doctor’s office ASAP, and asking for an evaluation. This allows the doctor to catch any latent issues you may not be aware of, such as internal bleeding or head trauma. These complications don’t always manifest right away, so it’s critical to get an all-clear from the doctor.
This isn’t totally necessary but it’s certainly ideal. If you’re sufficiently healthy and if your phone is intact, take a few snapshots to document the scene. In particular, you’ll want to take a photo of:
- The damaged parts of each vehicle
- The license plate of each vehicle (if visible)
- Any road conditions that may have contributed to the accident, e.g., potholes
- Other property damage (medians, stop signs, etc.)
Again, it’s not the end of the world if you are unable to take photos, but if you can take pictures, it can ultimately help you with your insurance claim or with your legal case.
Yes, following a motorcycle accident, we always recommend contacting your insurance company. Be prompt, as long delays may make it harder for you to get your claim processed. Also, keep your comments to the insurance adjuster as brief as possible. Remember that anything you say, or anything you put into writing, can be used to reduce or deny your claim. Ideally, you’ll want to have a motorcycle accident lawyer on the line with you for any communication with the insurance company.
It’s not uncommon to file a claim and, a few days or weeks later, receive a follow-up call from the insurance adjuster. Your insurance adjuster may ask you questions that seem innocent but are actually designed to trip you up and give them reason to reduce your claim. We would recommend you not answer questions, but instead let them know you have hired a motorcycle accident lawyer. Tell them they can direct their questions to your attorney. A seasoned motorcycle accident attorney will be able to answer tough questions on your behalf.
We would highly, highly recommend against this! Note that, when your insurance company sends you a check, it usually constitutes a final settlement. In other words, depositing or cashing that check means you waive your rights to take further legal action or to seek additional compensation. By accepting the check, you may be curbing the amount of money you can get from the insurance company. If you do receive a check, talk to your motorcycle accident lawyer before you do anything.